Life Insurance

slideshow-about

Why Have Life Insurance?

A Life Insurance Policy protects your partner and family from serious financial difficulties as a result of your death. Life Insurance can help ensure big debts are paid and immediate costs such as funeral expenses are covered. It can also provide an on-going income for your loved ones when you are gone. We all try to live a long healthy life, but no matter how careful we might be, we have to be realistic that things might not turn out how we planned. It’s smart thinking to have Life Insurance.

Life Insurance is an easy and cost-effective way to provide for your partner or family. Once it’s in place you can rest assured that you have done the right thing for your family.

Use your Life Insurance to:

replace a lost income
provide financial ‘breathing space’ while coming to terms with the loss of a loved one
give a surviving parent or guardian the option to be able to stay home with the children
pay off the mortgage and any other debts you may have
set aside a nest egg for a surviving partner’s retirement
cover the costs of education and healthcare for your family
as a minimum, use it to cover the cost of a funeral.

Food for thought...

On average there is one death in New Zealand every 16 minutes. (1)
Cancer was the leading cause of death for both males and females in New Zealand in 2009 with 8,437 people having cancer recorded as the underlying cause of death. (2)
In New Zealand, around 22 people die each week from bowel cancer. (3)
Stroke is the third largest killer in New Zealand (about 2,000 people every year).(4)

1. Statistics NZ, Population Clock, June 2012, www.stats.govt.nz
2. Ministry of Health. 2012 Cancer: New registration and deaths 2009

3. New Zealand Cancer Charitable Trust, 2010
4. The Stroke Foundation of New Zealand, 2012

This email address is being protected from spambots. You need JavaScript enabled to view it.